Which term describes the type of terminology exemplified by the phrases pride of ownership and poor neighborhood as identified by Fannie Mae?

Which term describes the type of terminology exemplified by the phrases pride of ownership and poor neighborhood as identified by Fannie Mae?

• A. Objective
• B. Subjective
• C. Factual
• D. Neutral

Answer: (B)

Subjective terminology expresses opinions or judgments about people or places rather than describing verifiable facts. Phrases like pride of ownership and poor neighborhood carry value judgments—pride of ownership implies a positive judgment about ownership, while “poor neighborhood” conveys an evaluative assessment of quality. Fannie Mae flags this kind of language because it can reflect stereotypes and steer perceptions in lending, even if applied in individual cases. These terms aren’t based on measurable criteria; they rely on impression rather than data, which is why they’re described as subjective.

Subjective terminology expresses opinions or judgments about people or places rather than describing verifiable facts. Phrases like pride of ownership and poor neighborhood carry value judgments—pride of ownership implies a positive judgment about ownership, while “poor neighborhood” conveys an evaluative assessment of quality. Fannie Mae flags this kind of language because it can reflect stereotypes and steer perceptions in lending, even if applied in individual cases. These terms aren’t based on measurable criteria; they rely on impression rather than data, which is why they’re described as subjective.